Capture the margin, keep the momentum. No migration required.
LP Originate Non-Delegated Edition gives you the power to close in your own name using the workspace your team already loves.
Moving to non-delegated shouldn’t feel like a heart transplant. With LendingPad, you add MERS registration and document access to the system your team has already mastered. You get everything you know from the Broker Edition, plus the specific tools closing in your own name requires.
Same workspace. Same muscle memory. Zero downtime.
Why LP Originate
Full LOS capability without the enterprise cost.
Transitioning to non-delegated lending is a major milestone for your business. Your software should support that growth, not complicate it. We’ve normalized the most tedious requirements of non-delegated lending into a seamless, one-platform experience.
Zero-Friction Growth
Same workspace, same navigation, zero downtime.
Moving to non-delegated shouldn’t mean replatforming. Simply add MERS registration and document access to the system you already know.
Keep your team’s muscle memory intact while you move up.
MERS Without the Manual Labor
Generate MINs in one click, directly in the loan.
Stop juggling second portals and risking manual entry errors. Generate and register MERS MINs directly within the loan file with a single click.
We turned a tedious requirement into a non-event.
Instant Closing Power
Draw your own docs without the drama.
Integrated provider support means closing packages and disclosures are generated instantly from the data already in your file.
Click, print, and close with total confidence.
Curated, Not Just Collected
You decide what makes the cut for Underwriting.
Uploads arrive pre-classified and sit in review until you approve them. You accept the good and reject the blurry before anyone else sees them.
Underwriting sees a pristine file, not a digital junk drawer.
Guided by Mortgage People
We don’t go live and ghost you.
Our implementation team brings real mortgage experience and proven best practices to guide you from setup through your first close.
We stay until you’re running, not just until you have a login.
BUILT FOR THE NON-DELEGATED WORKFLOW
Everything you need to close loans and manage delivery.
The Non-Delegated Edition is designed for lenders who need the power of a modern LOS—including MERS support and trustworthy reportingwithout the enterprise price tag or IT complexity.
MERS & COMPLIANCE YOU CAN TRUST
Confident registrations and trustworthy reporting.
Managing MERS shouldn’t be a manual chore. LP Originate integrates MERS support directly into your workflow, ensuring your registrations are handled accurately and efficiently.
One-Click MIN Generation: Create MINs without leaving the loan file.
Interim & Final Updates: Manage registration updates seamlessly.
Audit Trails: Exportable trails keep every file clean and compliant.
Pre-built Checks: Automated compliance checks reduce risk before closing.
Why it matters for Non-Delegated Lenders
By automating MERS and compliance tasks, you reduce the “manual tax” on your team, allowing them to focus on funding loans rather than managing data entry.
INSTANT CLOSING DOCUMENT INTEGRATION
Draw your own documents with ease.
When you close in your own name, document control is everything. LP Originate connects you to leading document providers so you can generate disclosures and closing packages instantly.
Data Sync: Documents are generated using the data already in your file—no re-keying.
Integrated Providers: Plug into the tools you already use for a seamless handoff.
Speed to Close: Reduce the time between clear-to-close and the signing table.
Why it matters for Non-Delegated Lenders
Speed is your competitive advantage. Integrated docs ensure that moving to the closing table is a fast, predictable process every time.
SMART DOCUMENT CURATION & MANAGEMENT
Underwriting only sees the file you’ve curated.
Don’t let a “digital junk drawer” slow down your underwriting turn times. LP Originate gives you the tools to request, classify, review, and approve documents before they move forward.
Pre-Classified Uploads: System-assisted classification helps organize incoming files.
Review Status: Documents land in a “pending” state for your team to vet.
Accept/Reject Logic: Easily reject blurry or incorrect docs and request replacements.
Pristine Files: Deliver a clean, organized package to your investors or underwriters.
Why it matters for Non-Delegated Lenders
A clean file is a fast file. By curating the documents requested from borrowers, you ensure that underwriters spend their time making decisions, not sorting through clutter.
IMPLEMENTATION WITH MORTGAGE EXPERTISE
We stay until you’re running.
Moving to non-delegated comes with new steps, but you don’t have to figure them out alone. Our implementation team isn’t just tech support—they are mortgage professionals.
Hands-on Guidance: We walk you through setup and your first successful close.
Proven Best Practices: We share what works for successful Non-Delegated operations.
Edge Case Support: We’ve seen the scenarios you’re about to hit and know how to handle them.
No “Login-and-Leave”: We are partners in your transition, ensuring your team is confident and productive.
Why it matters for Non-Delegated Lenders
The transition from broker to lender is a business shift, not just a software shift. Having experts who understand the mortgage side of the equation ensures a successful evolution.
Benefits
Benefits at a Glance
What non-delegated lenders gain when the full closing workflow runs on one modern platform.
Cost -Effective
Familiar, Easy Upgrade Path
Modern, Wed-Based UI
Easy Configuration
Integrations
Key Integrations
Plug into the tools you already use – without enterprise complexity or added platform fees.
POS & CRM
Free POS included; connect your CRM for a seamless lead-to-loan handoff
Product & Pricing Engine
Integrated PPE for real-time pricing and disclosure generation
Credit, eSign, AUS & Docs
Pull credit, collect signatures, submit to AUS without leaving the LOS
Documents & Compliance
Integrated doc providers plus built-in compliance tools and audit trails
Straightforward, non-delegated lender-friendly pricing. Speak with Sales for details.
Core capabilities designed for non-delegated lenders.
LP Originate Non-Delegated Edition delivers a full-featured LOS – free POS, MERS support, compliance, and centralized loan management – at a price point designed for non-delegated lenders. Talk to our team for a quote based on your volume and team size.
Native Point-of-Sale (POS): Included for a clean borrower intake experience.
MERS Support: Registration management and MIN generation.
Compliance Tools: Built-in audit trails and pre-built checks.
Task-Based Workflows: Business rules that reduce manual touches.
Centralized Management: Track progress and performance across your pipeline.
Self-Serve Administration: Your team runs it—no IT department needed.
Web-Based: Nothing to install; access securely from anywhere.
Ready to move up
Not sure which edition you need? We’ll help you.
The Non-Delegated Edition is perfect if you are starting to close in your own name, capturing more margin, and managing your own disclosures and closing docs.
The Lender Edition is the next step. If you are funding loans, sending wires, managing loan delivery to investors, and handling full secondary marketing, you’ve moved into full lender work.
The best part? It’s the same platform, same team, and one step up. We’d rather move you up than let you work around the gaps of a system you’ve outgrown.
What Clients Say
Built on trust
Hear from our clients using LP Originate.
We’ve been thrilled with LendingPad. It’s user‑friendly, reliable, and has streamlined our entire loan process. Our team works more efficiently thanks to this software. Their US based support group is knowledgeable, helpful and readily available! Highly recommended!
Brain Bates
Wilson & Muir Bank
LendingPad is the perfect tool for any operation doing mortgage lending, even smaller Native CDFIs like Cook Inlet Lending Center. The support and the team behind the platform has helped our Down Payment Assistance program and our Broker line of business grow by over 300% in the 2 years [since we began using LendingPad].
Benjamin Reynolds
Cook Inlet Lending Center
I have really enjoyed using LendingPad after making a switch from my provider of 25 years. The LendingPad team has been very helpful with my switch to get me up and running and the transition has been great. Highly recommend.
Sean Collett
Mortgage First of Augusta LLC
I enjoy using lendingPad for the ease and flow of the system. The ability to add and take away features helped me start small and grow at my own pace. The help feature; whether it’s via chat email or a teams call has been extremely helpful.
Rashod Shine
Inspire Mortgage LLC
LendingPad has been an incredible partner for our company. Our experience has been more than amazing, especially during our recent transition to becoming a Non-Delegated Mortgage Lender. This change brought a lot of new processes and nuances that can be delicate and challenging to navigate.
Greg and Maritza deserve tremendous credit for their unwavering support, persistence, and commitment to helping us become better every day. They have consistently gone above and beyond to ensure we understand the system, optimize our workflows, and successfully adapt to our new lending model.
Thanks to their expertise and dedication, what could have been a stressful transition became a smooth and manageable process. We truly appreciate everything they have done for our team and couldn’t be happier with the support and service we’ve received from LendingPad.
Christopher Rutherford
ClickStart Mortgage
From the start of onboarding, Greg and Maritza have been supportive, knowledgeable, and responsive to any and all questions that came up. Their detail-oriented nature ensured that every piece of LendingPad, down to the color-scheme was set up correctly. Each meeting, Greg and Maritza began first with kindness and support while we got oriented and ensured that we were taken care of. At no point did I ever feel like just another client, they always made sure to be welcoming. Even now, over a year past our go-live date, their support hasn’t diminished, and I’m thankful to have them both supporting our team as we share in the success of LendingPad.
Brennan Foley
Blue Water Mortgage
LendingPad having chat support at the click of a button has been the greatest help! Being able to resolve questions in minutes instead of hours helps us keep files moving.
Gina Castro
Achieva Credit Union
Our experience onboarding with LendingPad was outstanding from start to finish. The entire process was smooth, efficient, and well-organized, making the transition incredibly easy for our team. A special thank you goes to Maritza and Greg, who went above and beyond every step of the way. They were always available to answer our questions, provide guidance, and ensure we felt confident throughout the onboarding process. Their patience, professionalism, and deep knowledge made a tremendous difference, and they consistently made us feel like a valued partner. Thanks to Maritza and Greg’s dedication and support, what could have been a complicated process became a seamless and enjoyable experience. We truly appreciate everything they did for us and highly recommend LendingPad to any organization looking for exceptional service and support.
Casey Cooke
Core Mortgage
We transitioned to Lending Pad very quickly with the help of phenomenal sales and implementation teams who understood our needs and timeline. We had the attention and assistance from development and compliance teams as well when we ran into some questions during the on-boarding process. The Lending Pad platform is easy to navigate, easy to learn, and offers great features including live chat support. The Lending Pad team has provided us with excellent customer service from our first sales exploration call through working live on the platform. I am thrilled to have made the switch to Lending Pad and look forward to continued collaboration and growth with this robust LOS.
Leslie Lester
Clear Mountain Bank
Capture the Margin. Keep the Momentum.
LP Originate Non-Delegated Edition is the seamless way to evolve your business. Close in your own name, manage MERS with ease, and curate pristine files—all in the workspace your team already loves.