How do I instruct DO/DU to disregard an inaccurate data including foreclosure, bankruptcy, mortgage lates, or apply extenuating circumstance?

If your credit report has inaccuracies or you wish to apply an extenuating circumstance regarding waiting periods for foreclosure or bankruptcy, please see the following step by step instructions:

Bankruptcy on credit report inaccurate:

1. Go to loan application > Declarations > Edit
2. On Question M, set the toggle on. Then in the explanation box to the right, enter the phrase Confirmed CR BK Incorrect
3. Save changes and re-run DO/DU

Foreclosure on credit report inaccurate:

1. Go to loan application > Declarations > Edit
2. On Question L, set the toggle on. Then in the explanation box to the right, enter the phrase Confirmed CR FC Incorrect
3. Save changes and re-run DO/DU

Mortgage tradeline on credit report shows inaccurate delinquency:

1. Go to loan application > Declarations > Edit
2. On Question H, in the explanation box to the right, enter the phrase Confirmed Mtg Del Incorrect
3. Save changes and re-run DO/DU

Using extenuating circumstance involving a Bankruptcy:

1. Go to loan application > Declarations > Edit
2. On Question M, set the toggle on. Then in the explanation box to the right, enter the phrase Confirmed CR BK EC
3. Save changes and re-run DO/DU

Using extenuating circumstance involving a Foreclosure:

1. Go to loan application > Declarations > Edit
2. On Question L, set the toggle on. Then in the explanation box to the right, enter the phrase Confirmed CR FC EC
3. Save changes and re-run DO/DU