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How to set up AUS to run with a soft pull credit report?

Please follow the links below for a directory from Fannie on how to complete soft pull set up for AUS. 

Please refer to this link and Fannie support on how to setup soft pull. Essentially, setup needs to be done on the credit vendor side AND you will need to acquire a sponsoring lender within Fannie Mae.

See this link for more info about soft pull with AUS.

 

 

  • Users can run DU with a  soft-pull credit report for a conditional approval AUS finding
  •  At the final submission users still need trimegred credit report to close the loan.
  • Lenders can use the same casefile ID from pre-qualification through loan application and delivery.
  • At the time of loan application, the casefile must be re-submitted to DU with a standard tri-merge credit report.
  • Freddie Mac has their own setup between them and the credit vendors. 
    • Vendors such as Advantage Credit have a separate set of credentials to pull soft pull reports through AUS. Check with your vendor if that applies to you and your company and make the necessary updates in your personal profile or company settings.