LP Originate

Engage. Optimize. Orchestrate.

LendingPad LP Originate is the cloud-based loan origination system built for mortgage teams that want speed, visibility, automation, and room to grow—from broker to non-delegated lender to lender.

Fast to Adopt

Built to Scale

Compliant by Design

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Overview

The clear, modern LOS that keeps teams in rhythm from application to funding.

Start with the edition that fits your business model, add integrations from our dynamic Marketplace, and scale with automation, compliance, and reporting you can trust.

Editions to fit
your model

SOC 2

Type 2
Certified

AWS

Cloud hosted,
all editions

API

API
available

Why Teams Choose LP Originate

Built for the people who use it every day.

Easy to Learn—Built to Move Fast

LP Originate is designed for mortgage teams, not IT teams. Loan officers, processors, underwriters, and managers get intuitive workflows, short navigation, and a system built around how mortgage files actually move.

Real-Time Visibility From Login

See pipeline status, production, tasks, compliance exposure, and team performance the moment you sign in. No reports to run. No filters to set. Just live dashboards that show every role what needs attention now.

Collaboration Without the File Lock

Multiple users can work the same loan at the same time. Sales, processing, underwriting, and management stay in motion without lock messages, handoffs, lost work, or “let me know when you’re out.”

Automation That Follows Your Workflow

Tasks, borrower document requests, conditions, alerts, and business rules trigger from loan data and milestones you define. LP Originate helps teams reduce manual follow-up and keep loans moving without adding operational overhead.

Smarter Borrower Document Collection

Borrower needs lists are generated from loan data and update as the file changes. Uploads arrive pre-classified, land in review first, and become part of the file only after your team approves them.

Compliance Built Into the Process

LP Originate helps catch issues while your team works, not after the fact. Configurable business rules, compliance checks, audit trails, role-based permissions, and validation tools help protect files from application through closing.

Built to Scale Across Every Lending Model

Start with Broker Edition, move into Non-Delegated, or run full Lender operations without starting over. LP Originate’s editions share the same platform foundation, so teams can grow without retraining, replatforming, or rebuilding their workflow.

What’s Included

Everything your team needs, standard.

Every LP Originate edition includes a strong core feature set. Capabilities expand as your model grows.

Tasking, multi-role pipelines, and alerts

Uninterrupted file management through simultaneous user access

Secure document management and audit logs

Real-time reporting and dashboards

Role-based permissions and team management

And more…

Integrations that Matter

Connect your entire stack.

LP Originate connects to the vendors your team already relies on, and makes discovering new ones fast through the Marketplace.

PPE, POS, & CRM

Credit, eSign, AUS

Doc providers and third-party verifications

Dynamic Marketplace for quick partner discovery and setup

Lender API access available

Browse the Marketplace

Security & Trust

Built to protect your data and your reputation.

Every LP Originate edition runs on a secure, audited infrastructure designed for the compliance demands of mortgage lending.

Cloud-Based, Role-Based

AWS-hosted with role-based permissions. Secure access from any browser, any location.

SOC 2 Type 2 Certified

Independently audited and certified for security, availability, and processing integrity.

Audit and Compliance Trails

Every action logged and timestamped.

Trust Center

Access security, availability, and certification documentation in LendingPad’s Trust Center.

Visit Trust Center

Explore LP Originate

Find your fit in seconds.

Let’s get started. See what’s standard in every edition and where capabilities expand in the comparison matrix below. Find your fit in seconds, then book a demo to learn more.

Feature	Broker	Non-Delegated	Lender
Platform
AWS Cloud Hosted	✓	✓	✓
Multi-Factor Authentication	✓	✓	✓
Web-Based Multi-Browser Experience	✓	✓	✓
System Administrator Friendly	✓	✓	✓
Support
Chat with Representatives	✓	✓	✓
Live Customer Service	✓	✓	✓
Knowledge Base	✓	✓	✓
Core Features
Native POS	✓	✓	✓
Actionable Dashboards	✓	✓	✓
Origination	✓	✓	✓
Processing	✓	✓	✓
Document Management	✓	✓	✓
Condition Management	✓	✓	✓
Compliance (Federal test)	✓	✓	✓
Reporting	✓	✓	✓
NMLS Call Reports	✓	✓	✓
Notifications	✓	✓	✓
HMDA Reporting		✓	✓
Workflow & Automation
Tasks	Limited	✓	✓
Task Workflow Automation	Limited	Limited	✓
Underwriting, Closing, & Secondary
Underwriting			✓
Closing		✓	✓
Secondary Marketing			✓
Funding Management			✓
Post Closing Management			✓
Investor Reconciliation			✓
Investor Loan Delivery			✓
Add-Ons & Services
Implementation & Onboarding	Limited	$	$
API Integrations	$	$	$
Custom Business Rules	10	100	300
Available Integrations
Appraisal and Valuation	✓	✓	✓
Verification Services	✓	✓	✓
Automated Underwriting	✓	✓	✓
Credit Report	✓	✓	✓
Banking Core			✓
Compliance	✓	✓	✓
Document Provider		✓	✓
Fee Management	✓	✓	✓
E-Sign	$	$	$
Flood	✓	✓	✓
Fraud	✓	✓	✓
MERS		✓	✓
Mortgage Insurance	✓	✓	✓
PPE	✓	✓	✓
Title	✓	✓	✓
UCD Delivery		✓	✓

Compliance

What’s included in LP Originate?

All LP Originate clients benefit from the following features:

HOEPA

APR threshold
Fee threshold
Prepayment penalty threshold

Higher-Priced Mortgage Loans (HPML)

APR threshold

ATR/QM

APR threshold
Fee Threshold
QM Safe Harbor APR threshold

Ready to find your edition?

Start where you are, scale as you grow.
Book a demo and we’ll match you with the right fit.

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